Investment funds are instruments that date back its existence to Spain in the mid-1980s and although initially went unnoticed, was in 1991 when took force, offering investors highly tempting profits, in addition to the macroeconomic then environment, showed an improvement in financial markets, which improved the popularity of mutual funds. Today investment funds, are a completely valid and attractive alternative to invest, since there are many gains that an investor can get from investing their savings in investment funds. Investment funds, are instruments offered by brokerage houses, both by banks and operators and have very particular characteristics, depending on the objectives of the investor, who has the decision to invest in that fund that meets their goals in the short and long-term, as well as to the level of risk you are willing to run. Type of fixed income investment funds, as well as the type of variable income investment funds, they both offer excellent options to investors that barely open road in the market, as a consolidated investor in investing in these funds. A. Verastegui hold..