Invalidiatsversicherungen protect existential risks who must permanently give up his professional activities for health reasons, should be completed in time before a private disability insurance. This pays an agreed pension in the event of occupational disability. Often, no appropriate disability insurance for financial or health reasons but can be completed. Now several companies in the form of a special disability insurance offer an inexpensive alternative to the disability insurance. Similar as in the disability insurance the insurer pays here an agreed pension paid.
This ensures the dropout work income, so that it has no high income losses despite a serious illness, but can maintain his standard of living. The disability insurance is based in contrast to the disability insurance not primarily of professional activity, but defined health damage. So, here the insurer pays an agreed monthly pension, if certain serious diseases or organ damage (such as the brain, central nervous system, lung, kidney, heart or liver), loss of basic skills (such as vision, hearing, speech), long-term care or cancer. In addition, the disability insurance also pays when an accident leads to a permanent damage. As for the disability insurance, health questions must be answered in this disability insurance.
The examination of the application is less strict than in disability insurance, so that you can complete these existentially important protection even with different conditions. The disability insurance is priced significantly lower than the occupational disability insurance, so that this form of payment guarantee for existential risks especially for entrepreneurs, self-employed workers, trainees or students represents an alternative. Contact: Bergische insurance broker Lise-Meitner-Strasse 5-9, 42119 Wuppertal Tel: 0202-317 13 155 fax: 0202-317 13 165 Multischutz.young-insurance.de contact for the press: Karsten Wallace image source: Yuri Arcurs / fotolia.com the Bergische insurance brokers diploma economists Bogdan Kellinger and Karsten Werksnies as an independent insurance broker founded. With the Internet presence of young Insurance.de the company specializes on the needs of private individuals and professionals, who would want no advice-bound insurance representatives an individual insurance company, but based on independent comparison calculations to get low-cost and high-performance offerings of from various companies. Bergische insurance broker has connections to more than 100 different insurance companies. For various professional groups such as, for example, students, apprentices, entry-level or certain traders are special rates for the Available. In addition, all other age and occupational groups will advise comprehensive, fair, independent and competent. Since 1998, the insurance industry operates, customers over the Internet by phone, and supervised by post – the quotations as well as in the event of a claim. The strength of the Bergische insurance brokers is characterised by a very high market coverage, highly trained staff and variety of services tailored to the needs of specific target groups. With an individual analysis and the use of cutting-edge financial comparison software, customers are advised objectively and independently.