Comprehensive protection up to the date November check: change to a cheaper car insurance at the turn of the year possible Berlin, October 20, 2010 every year millions of car owners switch back in the autumn their insurance for the coming year. In addition to the statutory liability insurance, which protects third parties in the event of a claim against the claims, vehicle owners can also opt for an additional insurance. While experts advise a fully comprehensive policy often at the end, as long as the car has not exceeded an age of three to five years. In practice, in fact over 80 percent of annual car owners and new opt for a fully comprehensive policy. And even up to the age of a vehicle by five years, the collision damage waiver policy is still the preferred choice. This is a recent study of the independent consumer portal toptarif.de. In the study age of vehicle and insurance variant of all policyholders were faced that in the past 12 months over toptarif.de a new Car insurance have completed. Therefore the majority of car holder decides only from a vehicle age of six years for a partial cover insurance.
When new cars or a generally higher value of the vehicle is recommended”the comprehensive policy in any case, explains Daniel Dodt by toptarif.de. Because it secures full insurance against vandalism in addition to the comprehensive risk protection and is also at fault. Is hit-and-run or an insolvency of the person who caused the accident, the CDW takes over also”added Daniels. The services of part of hull and machinery policy protection against theft, fire, explosion, damage caused, glass breakage, short circuit as well as forces of nature are in the comprehensive cable damages after generally included. Hull old vehicles disliked his eleventh year of life has reached the car, so the majority of the policyholder on a pure insurance changes.
