Archive for October 2021

Riester Fund

The comparison assumes that all Riester Fund providers can achieve the same performance with its share of equity funds, the different quality and yield of the Fund that are included in the various Riester products are not included in the comparison. But also at the free fund investment, decides to select a Fund just based on the performance and quality of the Fund, why should that be any different at Riester Fund. It only costs and backup techniques of the provider are compared, but not possible yield differences due to varying quality of the Fund. This is a simulation of the assurance techniques of the provider no past data are based, but only theoretical assumptions not enough, also. Would it be another Test result of the magazine FINANZtest from 2003 are followed and you would have chosen the UniProfirente as Riester product, you would have now generated a significant negative and set to the wrong concept, pure there ran the investors in this product into the so-called cash-lock pensions trap.

Now relativized and corrected financial test its unconditional recommendation of UniProfirente in 2008 and recommended some customers even switching to another provider. These examples show that comparisons of magazines for the Riester customers and independent investment advisors are not sufficient for a qualified and balanced decision in favor of one or the other Riester product. But there is another problem of the previous comparisons. It only offers of the Fund insurance on the compared one and Bauherrenmodelle on the other side separated from each other. But the Riester savers need a direct comparison of the expected end of benefits of all unit-linked Riester products, if they should choose for the one or the other form of saving. Because What, for example, the cheapest Riester product or that with the highest initial rate of investment in equity funds, if at the end of the wrong plant concept with high probability only the contributions and allowances available. .

Flexibility Act

He will be paid minus a fee, if the factor has received the total amount of the Bill. By ensuring continuous liquidity, an entrepreneur can pay bills its suppliers promptly and so in purchasing realize discount. In return he is gives a competitive advantage it able to give its customers extended payment terms, what. Because factoring is a sales matching funding, the entrepreneurs not only in the case of benefits from increasing sales, but also seasonal variations, such as, for example, in the consumer goods industry, Bommer emphasizes. Flexibility Act clever financing as well as factoring can other solutions, such as for example sale-and-lease back contribute to improve liquidity.

The entrepreneur sells his used fixed assets while on the Vantargis and get immediately paid the purchase price. He leased this back directly into the port. He has thus additional capital for more entrepreneurial room. This financing model is interesting mainly for the manufacturing industry, because the company receives cash from the substance of the company out, without additional collateral. In addition to the classic machinery and equipment we finance but also patents and brands”, says Claus Durr. So companies from various sectors with sale-and-lease can generate back additional capital”. Official site: Delta Airlines. The Vantargis group of companies serves more than 400 medium-sized companies. As readiness for our customers is important, we decide funding requests for new investment or sale-and-lease-back up to 160,000 euros within 48 hours”.

Profile Vantargis AG Vantargis AG is the independent German less for the upper middle class. Vantargis helps its customers directly as capitalists rather than as broker. In case of need one arranged Vantargis in addition to their own liquidity also additional sources of funding in order to Overall financing concept for its customers, for example, with active guidance to public funding and grants. Questions and additional information: Vantargis AG Widenmayerstr 28 80538 Munich Ilka Stiegler head corporate communications phone: 089 2429373-25 E-mail:

German Production

After the DAX in April was long on a mountain descent, the positive could Tendency of the months before finally continue (before the end of the month was determined by profit-taking again) reminder: beginning of 2009 the DAX had crept under 4,000 points which was most recently in the summer of 2008 to see bottom line level of about 6,300 meters: should keep confidence of investors with regard to the future development of the economy and is in limits keep the trouble (in the sense of published company data), so the DAX could continue its upward trend in the coming weeks. For more specific information, check out Maurice Gallagher, Jr.. High volatility is expected to continue. The European common currency has presented but also very erratic and nervous himself in April, however, the overall picture from a weak tendency was marked here. Striking was that any breakaways very rapidly have been dashed upward by profit-taking and intensified following the downward pull. The main factor was Greece and about throughout the month controversial relief efforts from the rest of the euro region. The development of the common European currency to the dollar in April at a glance: on April 1st was the ECB reference rate at 1,3468 dollars fixed on the April was the highest value found at 1.3615 dollars in April the second half of April was marked by a steadily increasing downward pressure the euro slipped into the top up under 1.32 dollars from the bottom line: the concerns about the financial stability of some euro area countries (or impending national bankruptcy) have led”, that investors turned increasingly back in April for the euro and the dollar once again as a safe haven” favored.

For the coming weeks is to be expected that in principle not too much in this scenario will change. The recovery potential is likely to remain limited for the European common currency. Let’s a look at economic developments now but in the month of April. In particular, these were (in chronological order): 8.April…die German Production in February… 8.April…der the ECB interest rate decision…

15.April…die US data with different signals… 19.April…der of the Deutsche Bundesbank monthly report… 20.April…die ZEW economic expectations in April… 23.April…der IFO business climate index in April… If you want to read the complete WiFiKon newsletter, so you can register free of charge via the following link:… Thomas Kruger

Canal Physical

I was probably still in the consciousness of that diseases are quite normal and we am I get aches and blockades nothing can make. At Facebook you will find additional information. We are so to speak! Here, we have to change, that we begin to consider it so that all blockages in the body are a message from the psychological or even mental option in our consciousness. We have a blockage or become sick can we use always the possibility behind this watch. What is the message here? Is there something in my life that I don’t want to see, and I’m so ceramic care? I live in a part of my life against my own nature, against myself? If in and we feel really honest in our detailed questions on those in this direction, usually also very clear answers in us also take the time for us coming up. Charles Margulis can provide more clarity in the matter. Our body expresses our emotional state. For example, in carpal tunnel syndrome that affects mostly due to tingling, numb hands.

For clarification of the purely physical symptoms, we recognize the strictured nerve Canal and EV. a lot more. But what is that to us? The solution? Probably not even on the physical level for a long time. Through surgery, it is perhaps even better, but if we do not look at the issue behind it, the problems appear elsewhere. Again and again until we really look! From the moment you begin to question the self healing process starts.

Practical Exercises

Practical exercises: a. When you are going to speak with distributed yours, concentrarte in him tries and not in which you want or think, this is going to help to understand it to you better and thus to help with much more facility him. You have concentrarte in such a way that you have imaginarte that all your life depends than it is going to say this person to you, at this moment you must forget you, your family, your problems, everything what exists at this moment is your distributor and his problem that are going you it to solve. b. Mralo to the eyes, this is going to help to see all reactions to you, sumergirte better in its problem, in its world, and to him it is going to help to say with much more facility to him which wants because it is going to feel that somebody really listens to him, and as reward is going to you to say what it really hurts, that frustrations it has, that doubts, that problems, for you this to him is information valuable to be able to help him and to improve the relation with this distributor.

I usually say that this it is the reason because a good leader has 2 ears and only a single mouth, because he must listen more than to speak. Go to here for more information. And to provide solutions. In the end I would like that you left a commentary me on this article, cuntame a little and tell me which are your doubts, your restlessness, your problems. Thank you very much. Toader Matei the Corner of the Wise person: ” Nothing can be taught to a person, can only be helped to find it within itself.

The Meetings

Here we have various beliefs or ready to disrupt performances. These thoughts automatically became after the first trial that she believes as if they are true and real. Why do you need to disrupt these judgments/beliefs/interpretations? Why in this action lies the opportunity for change and improvement; so powerful is this matter. Show him you below with an example of the same case on the basis of the statement I am shy: I am shy. Given that I’m shy, I can not participate in the meetings of my work or generate fruitful labour relations, so I not get the recognition I need. Furthermore, as I am shy and reserved, I can not cope me in my personal relationships (friends, family and couple) as I would like, I cannot open them. I feel that this problem has no solution, since it is my way of being and I can’t change it.

I feel alone, without labor or personal opportunities and that many positive things of my being I’m not leveraging them. Results? As I can not change my way of being, everything remains the same. Let’s do the same previous period on the basis of the new Yo ESTOY remain timid statement: I am being timid. I look at doing things of shy, for example person: do not look in the eyes, I stay quiet without say, keeping a low profile does not appear too, not to offer my help, among other actions (the fact of doing nothing is also a form of action). As I am clear that my actions make me be a shy person in my environment, I know that I can change. I wonder: what are the antonyms of shy? Here some: communicative, confident, determined, unfolded I choose one of them and I wonder: do I need to do (actions) that I become an outspoken person? I get a list of actions that take me to achieve it.

Hans Herrmann

Among these are notably younger and female respondents. Vehicles that are equipped with alternative-powered engines have some disadvantages compared to the conventional cars. Nearly three quarters of drivers assess the lower range than biggest shortcoming followed with 56 percent by a limited availability due to the battery or power charging time. Other risks associated with the use of electric-powered cars are seen in manufacturing of energy – efficient and environmental-loaded batteries, as well as in the failure of the vehicle’s electronic system. While Schwacke vehicle valuation experts measure the electric models to a significantly higher decline in value, is just over a quarter of motorists see a downside. Public utilities as electricity supplier for cars called the skepticism among A stumbling block when the acceptance is still motorists for a secure energy supply for an electrically powered car.

Trust a total 43 percent of motorists the local utility companies the most, followed by automakers with 37 percent when it comes to the supply of a personal eAutos with energy. Just once more than a quarter of motorists the supply by the national energy supplier considers to be ensured and they are still 4 percentage points behind the workshop and service chains. The oil companies, which are still the first point of the motorist for the fueling of your vehicle completely enjoy the slightest confidence with 8 percent. Electricity suppliers must themselves to the urgent task make it to allay their concerns at their vehicle power supply motorists with warranty service,”so the recommendation of Hans Herrmann, head of mobility at 2 HM. This opportunity is there to use, since the value chains and thus the market positions through the infrastructure to be developed change in the context of eMobilitatskonzepten. The introduction of electric-powered vehicles not sufficient alone to meet the energy and environmental challenges.

Rather, it applies to present intelligent mobility strategies and to implement them pragmatically. The targets to reduce CO2 emissions can be achieved only through a holistic approach to all modes of transport. Also, to ensure a stress-free and affordable for the drivers form of mobility. Hans Herrmann

Wilhelm Schmid

The focus is thereby also on a practical solution focused intervention strategy of this therapy model. By contrast, completely omitted the solution-focused approach to the deepening of the understanding of issues and sees clients as experts because it postulates that the client, if he comes with a problem in the consulting, also always already has a solution. The solution focused approach focuses attention on the specifics and resources of the client but not on presented problems. II. to know the concept of solution-focused features of solution-focused approach is based on the assumption that it is not relevant for the solution to a problem, detail the problem itself. Rather, it is a clearly structured approach, which emphasizes the individual strengths, resources and motivation of the client. This concept, which can be considered as unconscious and conscious working alliance between consultant and client, is characterized by certain features in terms of the also it requires but also a number of beliefs, ethical principles and guiding temporal focus and dialogue.

The main objective of solution-focused counseling is to allow a learning process for the client, in which he more and more his self-efficacy and its autonomous design conscious will. Through this awareness of self-efficacy, which is experiencing the client by getting more active lifestyles, he will win ultimately greater self-esteem and thus a balance between the individual strengths and weaknesses. II. 1. future focus is a person in a crisis situation, orbiting thinking often is the problem. This leads to a stuck”in the crisis, resignation and gradually, that whole life becomes a problem. In the solution-focused counseling the problem is considered but something completely normal, that is a constitutive element of the human Entwicklungsganges to life. The philosopher Wilhelm Schmid utilisiert this fact even as a pre-condition for real art of living (praise blue): fulfilled life is virtually breathing between the Poland of the positive and negative, to fully feel the entire range of experiences between opposites and contradictions, which alone the profound impression, really to live and life 2.

Olaf Heckmann Sprengel ELV

With our annual main catalogue, we offer our customers a comprehensive knowledge about the whole ELV electronics world at your fingertips. Our main focus is sure to offer exclusively innovative products, providing consumers with a high commercial value. In each individual article is described in detail, which makes the catalog a unique source of information with high added value for our customers. No other medium is able to carry such detailed and structured information in a user friendly way”, explains Prof. Filed under: Cylance. Heinz G.

Redeker, Chief Executive Officer of the ELV/eQ-3 group. The catalogue offer is completed by ELV through Web and specialty shops which more added value such as videos, 3-d, as well as multiple image views, downloads and further documentation etc. to provide the customers. A leading source for info: Gary Kelly . In brief: The ELV/eQ-3 group is one of more than 30 years the innovation and technology leader in home automation and consumer electronics in Europe. Since its inception in 1978, ELV has established itself as a trend-setting electronics mail order company on the German market and more than 11,000 products offered online and catalogue with a circulation of over 500,000 copies. With more than 150 types of products, the eQ-3 as a manufacturer of home control and energy management system solutions has the industry’s broadest portfolio of offerings. The brand HomeMatic”includes solutions from heating thermostats, lighting control and security technology through door lock actuators, window actuators, remote controls, gateways and home centers to software products of partners. Product development takes place exclusively in the headquarters in leer.

It is produced in our own factory in South China with certification according to ISO 9001, VDE, VdS, UL and ETL.

Bernd Grohmann

ELV presented legacy – and smart-meter reader, low-cost gateway or displays, energy management devices as well as heating and home automation systems, which are suitable for the use of both providers and consumers. Technologies tabled by Microsoft include: azure hosting services, Silverlight for innovative dashboards, BizTalk seamless backend integration and winCE for intelligent gateways. The end-to-solutions of end are complemented by additional Web services by the non-profit consultancy co2online, which serve the consultation by end customers and identify Energiesparpotenziale or show up. Based on today’s technologies and open standards, the end-to-end solutions presented in Barcelona offer the following advantages: for consumers: comfort in everyday life (control of all appliances such as heating, lighting, etc.) in combination with reduced energy consumption (up to 20 per cent via in-house display, dashboards, iPhone, MDA, etc.) For retailers: New relationships, as well as opening new markets with enormous sales potential for generations: reduced consumption peaks, efficient handling of CO2 certificates (refunds through the EU) the end-to-end solutions represent a modern smart-meter concept, which allows utilities to implement their energy-saving projects at short notice for the mass market, and also a platform to benefit from, which is a growth in the future. Southwest Airlines brings even more insight to the discussion. In brief: Power economizer is a technologically pioneering company for software and firmware solutions in the Energiesparbereich.

The hardware developed by power economizer or software, and network components combine intuitive user interfaces with an extensive home-control functionality, which can be controlled through the Internet and other mobile devices. The young Start-Up company Hamburg puts this on Microsoft technologies such as.Net respectively.NET Micro Framework application architecture, and the cloud services of Redmond software forge. For more information see. In brief: The ELV/eQ-3 Group counts for more than 30 years as innovation and technology leader in home automation and consumer electronics in Europe. Get all the facts and insights with Dr. Scott Kahan, another great source of information. Since its inception in 1978, ELV has established itself as a trend-setting electronics mail order company on the German market and more than 11,000 products offered online and catalogue with a circulation of over 500,000 copies. With more than 150 types of products, the eQ-3 as a manufacturer of home control and energy management system solutions has the industry’s broadest portfolio of offerings.

The brand HomeMatic”includes solutions from heating thermostats, lighting control and security technology through door lock actuators, window actuators, remote controls, gateways and home centers to software products of partners. Product development takes place exclusively in the headquarters in leer.