Archive for August 2014


Invest safely and secure return on the world economic and financial crisis has unsettled investors. The experts of WAVE Management AG, Hamburg know what investments are today safe and still bring yield. WAVE manages over EUR 13 billion for institutions and private investors. Jorg Schettler, head of marketing retail, gives tips. Gold is the classic system in times of crisis. Meanwhile, the precious metal is too expensive but for a start.

Real estate price and risk are the yields in Germany but also while currently low. Day and time deposit accounts are guaranteed by the German deposit guarantee, but barely 2 percent. Bonds the Federal Government bring maximum security: ten years term pay off with approximately 3.1 per cent. Government bonds of other eurozone countries provide a slightly better rates of interest, but at the expense of higher risks. Especially the various crises in Iceland, Ireland and recently, investors have very unsettled Greece. Reasonably secure shares must be independently of economic conditions: Tip: buy papers from energy suppliers. Mixed funds provide security through diversification.

With the return, it is strongly to the mix and asset classes as well as an active management. The flexibility is particularly important: the stock markets are weak, the equity-backing ratio must be retracted and invested in pensions with good rating, for example. About WAVE Management AG WAVE Management AG, Hamburg, was founded in January 2000, has 35 employees and manages currently around 13 billion euros. Company focuses on asset management for institutional investors such as insurance companies, pension funds and provident and the reinvestment of maturing life insurance for private customers. More information and images in the online press area under press contact press: WAVE Management AG Jorg Schettler Flughafenstrasse 52B House D 22335 Hamburg Tel: + 49 (0) 40 611 8560-45 E-Mail:

Immokredit Funds

New trade portal around funds and fund-based investment Berlin, 03.05.2010 – which seems to be largely overcome numerous experts crisis forecast a significant upswing for the German economy and the economy in the euro zone already anytime soon again. In this respect the times are cheap, to re-enter in funds and to hope for high yields., the new online trade portal, investors with all the information they need for a successful investment funds of all kinds. Everything else as just many funds were the last two years of the stock market and stock values plummeted, investors were brought in many cases to their money. But now seems to be an end to the valley floor in sight: different mood and economic indicators suggest that the recovery is already at the door. The times were never so better, again to invest in funds and securities.

Funds must be carefully chosen, but which fund is suitable for which type of investor? In what segments is there still a high risk? What goals can be traced with any variant of the Fund? And how can fund with a private pensions successfully combine? These and many more questions are the new professional portal competent and comprehensive reply. The portal, powered by, provides detailed information around the world of available to the Fund advises on investment decisions, and Moreover, equally holds the matching fund providers. Who wants to make his investment in the Fund on a sound basis, is right here. Investmentfonds24.EU detail around Fund informed the selection of funds is almost unmanageable and for investors, it is hardly possible to overlook the market with its numerous possibilities on their own. Investmentfonds24.EU helps to find the right products, and informs it also targeted and honest about opportunities and risks of different investments. The best Fund brings nothing, if it not the individual requirements and Meets requirements. It is all the more important, to obtain information in advance, to make the project on a solid foundation. Investmentfonds24.EU is this exactly the right partner: with competence, vision, and attention to detail, the online portal creates the best conditions for a successful investment in funds and unit-linked investments. More information: the trade portal around funds and fund-based investments

Investment Bank Merrill Lynch

Problems which passes through the American economy have gained increasing importance in the present and future evolution of the Mexican economy. It is that the U.S. crisis has affected the Mexican economy on several fronts. Well, the slowdown in the United States which hits demand for Mexican manufactured goods and the remittances Mexican workers sent from the United States.UU., together with the contraction in oil production in Mexico and a minor entry of capital product of turbulence in international financial markets, could lead to the economy of Mexico to grow only a 0.4% on 2009, as considers it a report by the Investment Bank Merrill Lynch. The OECD also coincided with these projections of Merrill Lynch for Mexico. Data from the Mexican economy already show the impact of the crisis. At the end of last week was known the fact that the economy had expanded a 1.6% year on year in the third quarter. This rate of growth has been the lowest in five years.

The weakening of the American economy is also reflected in the deterioration of external accounts that experiences the country represented in a trade deficit of US $2.739 million during the month of October, this being the deficit more bulky since 1991. As expected, the volume of remittances Mexicans sent from us.UU. toward Mexico, it also reflects the problems of the American economy. According to the website Prensa Latina, remittances recorded an annual fall of 6.5% during the third quarter of the year. During the first and second quarter of the year, remittances had registered a fall of 3.4% and 1.1%, respectively. There is no security in the Mexican Government about the extent that on the economy, might be the crisis in the United States.UU. It is that given their direct link to the U.S. economy, the more deep and lasting is the crisis in that country, greater will be the negative impact that will have on the economy of Mexico.

Channels Sales Investment

Investment decisions means that entrepreneur has to make choices that can benefit or harm its business. Accepted entrepreneur certain decisions can lead to a reduction in financial resources for many years, so it is important reasonable to assess investment opportunities, using criteria such profitability of investment projects, such as: return on money, profit on the original investment, return on average investment. Each of these indicators has its advantages and disadvantages that the entrepreneur should consider. Taking appropriate action. Marketing. The aim of marketing is the movement of goods or services from the businessman to consumers.

To accomplish this, the entrepreneur can use a wide range of methods, each of which is closely linked with others: market research; Channels Sales, price, advertising, personal selling, sales promotion, service, publicity. Marketing research is perhaps the most important of these resources. Prior to the formation of a complex marketing entrepreneur must first obtain information about its interest to the market that will help them answer the following questions: what goods or services should be sold? where to sell and at what price? that competitors are selling, who they are and how strong? The answers to these questions give the entrepreneur reliable information about what should be the marketing mix. This complex is a combination of different proportions of sales channels, pricing, advertising, personal selling, sales promotion and publicity in such a way as to ensure maximum profits with minimum operating costs. Procurement and inventory. The question of how successful entrepreneurs are buying and inventory control tovaromaterialnymi can identify profitable or unprofitable business.

A Good Way To Invest

Not only have to learn how to make money, but also knowing how to invest it back to us multiplied and not in smaller amounts. A good investment option is a stock brokerage contract, which should clearly establish the rights obligations that correspond to each of those involved to avoid problems. It is important to know that never has the guarantee 100% that you will acquire a gain. However, it is advisable to make the calculations necessary to estimate this and have increased security in the investment.Another point to highlight in an investment fund, is that customer should remember to make clear if his contract you authorise casa de bolsa that make the buying and selling of assets or will be the same which perform that procedure. As well as establish whether the account will be individually, jointly or solitary. At the end of the day, the important thing is that the contract to carry out clearly and concisely specify each element of the same so that there are no gaps and the clauses that form it are properly established. It is why the importance that the financial group to which go has executives highly trained to provide excellent advice within the process of the investment fund.

Properties As Investments

Every crisis brings new and interesting opportunities. Expertsrecommend for years to be counter-cyclical behavior, ie, against the currenttrend when it comes to investments. Homes are considered crisis-conditioningand belong in every balanced investment mix. Often, the home is used to achievea net saving to the pensionable age.

The property as an investment or as a rental property is safe, especially whenthe revenues are sufficiently high and the monthly payment covers charges. Inaddition, impairment charges, repairs and other costs such as insurancecompanies take into account reserves and so on. Even a loss of rent due tovacancy rates or unemployment of the tenant, should play a role in thedeliberations.

Anyone interested in real estate as an investment, this can be in various formsof investment involved. This involves in real estate funds, closed or open, onlisted homes, even to the purchased investment property in the form of anapartment building or condominium.  Lookfor properties that are well located, like the condominiumcollection in Austin, Texas. However, the situation is important and crucial toavoid a vacancy and to ensure realistic and rising rents. In popular, preferredlocation then has to be added to the value added. In 1975, an average citizenhad to work another 14 years to be able to afford a condo. In 2004 there wereonly eight years. The prices for an average home range decreased during thesame period from 19 to 13 annual income. These facts have determined the IfoInstitute.

Especially the current financial crisis has many investors and savers that theinvestment in tangible assets such as real estate like Austin Condos is often the betterchoice. Of course, these are also suspended, although fluctuations, however,these objects will always have a value, while speculative investments can leadto ruin.

Whether you are interested in now for an object as an investment or homeownership, in either case they should seek advice from a competent real estateagent in their area and take advantage of the current financial situation forthemselves.

Reuters Html

Reuters – London, Aug. 4 (EFE) ArcelorMittal, the world’s biggest steel group, will invest 600 million dollars in building a new plant in Mexico, where it will manufacture carbon steel products and round intended mainly to the construction sector and the car, the company reported today.
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For Investors: Warrants

For investors: warrants are products designed for individual investors. They offer a simple way of recruitment. Several issuers and underlying: There are various issuers and a wide variety of underlying (domestic or foreign stocks, indexes, baskets, exchange rates, commodities, etc. ..), so the investor when the issuer may choose to hire and underlying. Competition among issuers benefits the investor liquidity in the warrants market is guaranteed because there are market makers who provide the liquidity Leverage: magnify the movement of the underlying asset position to allow upward and downward and profit and / or losses unlimited. They have a limited life (1 to 2 years)


Internet Investors

At the same time and appropriate investors and startups in the normal form of a sandbox spat in disgust and become even more cautious in choosing strategic partners. As it happens actually on the market is more than enough literate, having good reputation of investors that have successfully more than one project. They usually have a clear legal scheme approved interaction with project owners, and are equally protected by both sides. Another issue is that they are rarely placed on message boards and forums on proposals such as “investor provides funding.” Occasionally Internet ad skips them and direct contact. But it is much more efficient to obtain information about potential investors from other sources. This news sites, press releases, analytical materials, the use of social networks (Facebook, Linkedin), off-line contacts.

How, in the main, work fine large investment companies? First, we consider only well-designed projects, which are without at least some material basis. Accordingly, there is a cut-off order of projects in the early stages (up to billing requirements consultancy, engineering, auditing and evaluation activities). Generally, projects truncated at their apparent lack of demand for the market, and burdened by the obligations of the applicant, violations of legal purity of asset ownership, and sometimes – the inadequacy of the initiators of the project. Of course, requires some costs of independent verification stage of the procedure (due diligence). But the complex technological, financial, legal due diligence is performed only on the fact of making strategic decisions about funding. In this case, the investor no goal ‘hack to death’ project at the validation stage, since even before the start of her he begins to put their money into job (analysts, financiers, lawyers, etc.).

The main purpose of the inspection – the optimization of the project. Accordingly, the startups have time for that to verify a potential investor for his history of completed projects, the availability of assets and other things. The contract to carry out such work, which is between the applicant and investor, there are certain mutual obligations. On the part of the applicant – no hidden factors that have not been made public during the early stages of studying investment proposals. From the side financier – the obligation not detected by the factors mentioned above to finance the project fully. And the compensation costs of the applicant with a further denial of funding. Of examination precedes the signing of the agreement, which is prescribed scheme and terms of financing, as well as mutual obligations. The principal obligation of the investor – to finance the project after receiving positive conclusion of an independent review. Denial of funding is possible if during the inspection it is found that the applicant intentionally misleading the investor on the project parameters have a significant impact on its prospects, or it is not feasible for obvious reasons. If it finds errors in the calculations, the possibility to improve the project and so on, all these issues are resolved through negotiations investor and the applicant. By mutual agreement, all adjustments made to the business plan, which is an integral part of the financing agreement. To learn how to: – from “naked idea” to create an investment project – to collect raw data – not look in the eyes of the investor’s asshole – look for the “right investors,” – to present his project – to agree on the allocation of shares in the project, topics for future articles.


If you find yourself at a time in your life where your financial situation is such that after having paid all the accounts and covered all your expenses and those of your family, you can save some amount of money, it is possible that you can make your question of where to invest my money. There are times that you’ve spent saving at the end you end up spending everything on things without sense that you later regret, and you question if it has not been in vain saving. Now, if you want to invest and you’re not an expert in the business world, keep in mind several considerations before you throw yourself how crazy the first business you crossing ahead. The profitability and the associated risk of an investment, is the first thing you should keep in mind when deposit the capital in it. In turn, these two factors are related inversely proportionally, since when a business offers profit exorbitar les is very likely that there is facing a very high risk; But if earnings are low, but constant and stable throughout the year, such investment is within the safe group with virtually negligible risks.