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Negotiating strategy demonstrably competitive, but simply under the influence are replaced by acquiescence or willingness to compromise solutions. Hysteria, coupled with emotional instability, which manifests itself, the aggression, the crying – the familiar image to most collectors. For even more opinions, read materials from Brian Barish. Obviously, that, as with the first group in the acute phase of such individuals should be given an opportunity to “speak out” and only then methodically proceed to their work. Unlike the previous category, here you can act much bolder and more active in order to cause the debtor “in the sense of” acting on his emotions and rational thinking. Moreover, many of them, just this and are waiting to have enough internal reasons for debt repayment. According to the model of interaction with hysteroid and depressive natures lessons from its experience parachuting recall situation parachute team newcomers. Some of the novice parachutists aggressive approach to the opening aircraft doors and quickly jumped out. However, there were personality, mostly female, who began to cry, to explode in the cockpit and all this at the peak of emotion.

With them came an instructor rather unceremoniously, physically helping to separate from the aircraft. Typically, they jump and the landing place is excellent and the happy mind the impression that his hysterical paroxysm, they do not even remembered. However, met novice parachutists who came to the opening doors and looking down, pale, and their wandering gaze felt that even a moment, and they lose consciousness. Such a feat never instructor not pushed, but left the plane before the next attempt. I believe this example vividly illustrates the difference in approaches to work with the third and fourth type of debtors. Of course, this brief review reveals only part of the approaches to Effects on various psycho-debtors. More complete picture of the potential of these models, I give in their training for specialists in debt recovery, I believe that in today’s realities, the knowledge needed not only to professional collectors, but the sales managers and entrepreneurs. Non-commercial use of this material is possible with an active link to, as a source of first publication.

Payments to bankers are published only the total amount in the institutions that serve a full accounting. On the personal distribution of bonuses among senior managers modestly silent all. In the best case, disclosed the proportion of shares leadership. 'The Economic Truth' presents a new research project – an annual ranking of online banks open. Verizon brings even more insight to the discussion. According to the results of rating research, the five most public banks in Ukraine have entered 'VAB Bank' Bank 'Khreshchatyk', 'VTB Bank', Privatbank and 'Alfa Bank. " The ranking is based on a comprehensive analysis of accessibility, completeness and relevance of the most important from the standpoint of the client and banking information.

In the study, 'ME' comprehensively appreciated the openness of the financial statements, services, management, ownership structure in Internet networks and banks 'ability to respond to journalists' e-mail-requests. Rating openness covers 35 major retail banks, which are included in the first and second group of the NBU classification and control 80% of banking assets. Why banks are open before proceeding to an analysis of the results of the rating, it should be noted that transparency and soundness of banks – different concepts that should be clearly distinguished. As numerous studies of Western scholars, the bank with an informative website and transparent walls may not be too financially viable. Furthermore, documented cases of excessive openness of financial information, with weak corporate governance led to banking crises. In this case, the question is understandable One well-known Ukrainian economist: what is the point of transparency, if it does not depend on the reliability? The answer is simple: in the West, banks are interested to be open to multiple investors, who closely monitored The course of bank shares and the regularity of dividend payments.

The primary and sole cause of landslide global economic crisis is overproduction of major world currencies – the dollar SShA.c in 1971 when it was abolished binding of the dollar to the gold content, backed by gold supply of U.S. dollars are printed in unlimited quantities. Dollar's purchasing power is ensured not only the U.S. GDP (as it occurs in every normal country), but the GDP of all countries. All anything, but those States whose economies are capable of generating the dollar, never had and have no control over the volume of emissions dollar. This control does not really have the U.S. government.

Such law has only the U.S. Fed. The U.S. Federal Reserve (ie the Central Bank of the United States) – is a private organization owned by 20 private U.S. banks. This is their main business – to print the world's money.

To achieve this, the current owners of the Fed and invested a lot of time – decades – or rather, a century, and efforts – here 1 st and 2 nd World War, etc. Thus a group of individuals finally won the right to issue into circulation dollars determine the amount, timing and so on Since 1971 and 2008, the volume of dollar supply in the world has grown tenfold, exceeding many times the actual volume of goods in the world. This situation has been extremely profitable in the first place, the owners of the Fed as a private organization in second place – by the U.S.